Comments on: Required Health Insurance Stinks! http://www.shesueexperience.com/othergroovystuff/required-health-insurance-stinks Live the Life You Want. Fri, 18 Jun 2010 13:33:44 -0600 http://wordpress.org/?v=2.8.4 hourly 1 By: Robin http://www.shesueexperience.com/othergroovystuff/required-health-insurance-stinks/comment-page-1#comment-460 Robin Mon, 20 Jul 2009 04:33:16 +0000 http://www.shesueexperience.com/?p=1606#comment-460 Doesn't matter how much alternative medicine you practice...the odds are, you are going to get sick at some point, especially when you start aging. And, when you do get sick, it's going to cost you a bundle. Splitting the costs with healthy people makes care affordable for everyone...and eventually the healthy people get reimbursed because, when they get inevitably get sick, their care is affordable. Insurance SHOULD be reuired for everyone. Doesn’t matter how much alternative medicine you practice…the odds are, you are going to get sick at some point, especially when you start aging. And, when you do get sick, it’s going to cost you a bundle. Splitting the costs with healthy people makes care affordable for everyone…and eventually the healthy people get reimbursed because, when they get inevitably get sick, their care is affordable. Insurance SHOULD be reuired for everyone.

]]> By: SheSue http://www.shesueexperience.com/othergroovystuff/required-health-insurance-stinks/comment-page-1#comment-459 SheSue Sun, 19 Jul 2009 22:55:21 +0000 http://www.shesueexperience.com/?p=1606#comment-459 Some great comments here. To Mike, the statement you made about physicians collecting 21cents on the dollar is so accurate and so wrong. Accurate in that physicians have to charge the insurance companies a lot more just to get what they are asking for. One of my doctors told me she has to charge the insurance company $90 just to get the $55 she wants. That's where the "so wrong" part I am talking about comes in. Like Annie says, remember when we just paid the doctor and no insurance company was involved. All the same I do agree with Michelle in that with the high cost of medicine, if we do have an emergency like a heart attack (showing my age!), we would be in a world of financial trouble without insurance. I've looked into catastrophic insurance, but in Oregon it is still around $300 per month. I wish I had the answers, but I don't. I just know that I can't afford a required insurance premium. Some great comments here. To Mike, the statement you made about physicians collecting 21cents on the dollar is so accurate and so wrong. Accurate in that physicians have to charge the insurance companies a lot more just to get what they are asking for. One of my doctors told me she has to charge the insurance company $90 just to get the $55 she wants. That’s where the “so wrong” part I am talking about comes in. Like Annie says, remember when we just paid the doctor and no insurance company was involved.

All the same I do agree with Michelle in that with the high cost of medicine, if we do have an emergency like a heart attack (showing my age!), we would be in a world of financial trouble without insurance. I’ve looked into catastrophic insurance, but in Oregon it is still around $300 per month.

I wish I had the answers, but I don’t. I just know that I can’t afford a required insurance premium.

]]> By: michelle http://www.shesueexperience.com/othergroovystuff/required-health-insurance-stinks/comment-page-1#comment-450 michelle Wed, 15 Jul 2009 00:50:13 +0000 http://www.shesueexperience.com/?p=1606#comment-450 I agree that it should not be required, but i do believe it is absolutely ridiculous to not have it. In your situation it sounds like it cost way more then mine does, and your deductible is way higher too. THAT is where the problem is. That it is not affordable for people who dont work for giant corporate companies. Our country should encourage smaller business to exist ( which would keep more jobs IN America but that's a whole other subject) and one way they could do this is by making health care more affordable for them. I am a HEALTHY 29 year old female. I run regularly, eat whole foods, and am always reading up on how to best take care of my body. This year alone i had a ruptured disk and cancer cells that had to be removed. With out health insurance i would have landed on the streets. Even with it i am still out a lot of money do to work lost and my deductibles and co pays. And i did have money saved. I just wouldn't want to encourage to many people to go without it. Its a pretty immature thought to think you are never going to get seriously ill or injured... no matter how healthy you are. I agree that it should not be required, but i do believe it is absolutely ridiculous to not have it. In your situation it sounds like it cost way more then mine does, and your deductible is way higher too. THAT is where the problem is. That it is not affordable for people who dont work for giant corporate companies. Our country should encourage smaller business to exist ( which would keep more jobs IN America but that’s a whole other subject) and one way they could do this is by making health care more affordable for them.

I am a HEALTHY 29 year old female. I run regularly, eat whole foods, and am always reading up on how to best take care of my body. This year alone i had a ruptured disk and cancer cells that had to be removed. With out health insurance i would have landed on the streets. Even with it i am still out a lot of money do to work lost and my deductibles and co pays. And i did have money saved.

I just wouldn’t want to encourage to many people to go without it. Its a pretty immature thought to think you are never going to get seriously ill or injured… no matter how healthy you are.

]]> By: Annie http://www.shesueexperience.com/othergroovystuff/required-health-insurance-stinks/comment-page-1#comment-446 Annie Mon, 13 Jul 2009 01:37:06 +0000 http://www.shesueexperience.com/?p=1606#comment-446 Excellent article and valid points. In my case, I'm insurance poor. And also in my case, I've diagnosed every ailment I and my family have ever had. I wouldn't be so bitter about the cost of insurance if I could find a doctor who is as good a diagnostician as I. I do realize that the problem is insurance. I remember when we all paid for our own care out of pocket and doctors didn't have to play the numbers game. Excellent article and valid points. In my case, I’m insurance poor. And also in my case, I’ve diagnosed every ailment I and my family have ever had. I wouldn’t be so bitter about the cost of insurance if I could find a doctor who is as good a diagnostician as I. I do realize that the problem is insurance. I remember when we all paid for our own care out of pocket and doctors didn’t have to play the numbers game.

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